• Where to Find your Free Credit Report

    Consumers should get a copy of their credit report and review it periodically. A good rule is once every four months. One should read the report and notice activity it describes. One should look at it carefully to ensure that it is accurate. Businesses and employers use Credit reports...
  • What is 401k Rollover?

    Nowadays nearly ninety percent of employers with an employer-sponsored retirement plan have a 401k-style plan. With pensions a thing of the past, 401k plans are often the only source of retirement savings for many people, and today they are also often the first retirement plan that people are familiar...
  • To Rent Or To Buy: That Is The Question

    Is it better to rent or buy a home based on cost and convenience? The only answer to this is that it really all depends on your financial situation and circumstances in life. However, for most parts, in the long run, owning a home is always much better than...
  • Top Benefits of Small Business Credit Cards

    One of the major concerns for those who have small businesses or who are just starting up with a business is financing. In the past, it was obligatory to come up with a significant amount of cash that will be sufficient as working capital to put up a business...
  • Sandals Visa Signature

    Overall Score 43.7 Net Monetary Value 36.0 Product Features 55.6 Customer Experience 64.7 Pros & Cons Vacationers using the Sandals Visa Signature Card can earn points redeemable for stays at Sandals Resorts, tours, discounts and more. The cardholders earn maximum points on Sandals purchases, in addition to some points...
  • The Best Tips for Getting a Business Loan

    When you’re trying to first get a business loan, you need to remember that it’s not nearly as easy as it may seem. If it doesn’t seem easy you’ve caught the idea. Getting a business loan is not going to be simple, you need to be ready when you...
  • The Top Tips for Stock Investing

    If you have an interest in making more money and preparing for your future finances, then you must be thinking about investing in the stock market. The stock market is a particular market where stocks and bonds are traded. The stock market also, according to the way some people refer...
  • The 3 Best Student Loan Consolidation Companies

    For many students, loans may be the only way to afford a college education. Unfortunately, loans can total thousands of dollars and become a financial burden to students when they are finally starting their careers. While some students are able to pay off their loans, others need the services...
  • How Much Income Will You Need For Your Retirement?

    Retirement shouldn’t be something that you leave until the last minute – it should be something that you start strategically planning as early as possible. Of course, that’s not always a priority for some. People begin preparing for retirement at all stages of life, and one of the most...
  • Types of Online Loans

    If you would like to be able to get a loan without leaving the house, you’ll be happy to know there is a variety of loans you can find online. Here is an overview of the main five types of loans that are available through online lenders. Mortgages Most...
  • How to Find the Best IRA Savings Accounts

    IRA savings accounts offer a means of saving for retirement without having your funds locked up for a particular period of time. The best IRA savings account aims to offer low fees and excellent investing options over a long-term period. Several people misunderstand how an IRA investment works. Many...
  • The Best Cash-Back Rewards Credit Cards

    Consumers with a high affinity of spending their hard earned cash can now afford a smile. This is because of the best cash back credit cards that have been picked by NerdWallet and Money. The majority of Money and NerdWallet’s picks believe that you as their customer will utilize...
  • 10 Ways To Prepare The Perfect Retirement Plan

    Establishing a perfect retirement plan should be everyone’s priority. This begins by understanding its essence. Retirement is inevitable. However, life must continue after retirement. Similarly, the value of life should not be demeaning after retirement. Last but not least, responsibilities will always be there after retirement. Therefore, planning for...
  • What is a Tax Lawyer?

    A tax attorney is a lawyer that deals specifically with tax law. They can help you with simple tax questions or complicated legal issues relating to your taxes. How Do They Become Tax Attorneys? Like other lawyers, tax attorneys go to college and have to pass the bar exam...
  • JetBlue Card

    Overall Score 53.2 Net Monetary Value 43.0 Product Features 66.7 Customer Experience 82.4 Pros & Cons Purchasing JetBlue flight tickets, groceries, and certain restaurants will earn you points on the JetBlue Card. You can use your points against purchases with JetBlue and Hawaiian Airlines. There are no foreign transaction...
  • A Guide to Buying and Selling Mutual Funds

    Investment clients often ask about the key to buying and selling mutual funds. The recent shift from bond buying to mutual fund investment reflects policy transition toward a market focused economy. Investment advisors and institutional investors are turning to mutual funds to increase liquidity amid lingering uncertainty. New mutual...
  • Installment Loans Explained

    If you’ve ever had a car loan, then you’ve had an installment loan. A mortgage loan is another type of installment loan that is quite common. These types of loans are repaid with a set number of scheduled payments. Typically, it includes more than two payments made toward the loan. An...
  • Best Online Payday Loan

    When you are short on cash, a payday loan can supply the extra cash that you need. Whether you need to pay for an emergency car repair, a fee for your child’s sports team, or a critical home repair, payday loans give you the money you require. Finding an...
  • Your Small Business and Credit Card Processing

    Opening a merchant account with a credit card processing company allows your small business to diversify payment options for customers. The electronics age is here to stay, and the very fact that the majority of consumers now use plastic cards to make purchases is reason enough to equip your...
  • Premier Traveler Visa Signature

    Overall Score 71.6 Net Monetary Value 67.5 Product Features 66.7 Customer Experience 88.2 Pros & Cons The PNC Premier Traveler Visa Signature Credit Card is the premium choice for frequent travelers. The card allows cardholders to redeem miles for previous or future travel purchases which include flights, hotels, car...
  • Top 5 Alternative Merchant Service Reviews for Small Businesses

    If you are venturing out on your own and starting a new small business, you must be looking for a loan. There are alternatives to banks that people use to borrow money at much lower interest rates than the bank, commonly known as merchant cash advance (MCA). This was...
  • Avoid These Scams When Transferring Money

    Sending money across the United States and abroad is incredibly easy, especially with all the new technology. Unfortunately, criminals have come up with scams to get people to initiate wire transfers to tap into your bank account. Avoid falling victim to these scams by reading about some of the...
  • Find Out if you’re Eligible for a Student Loan Deferment or Forbearance

    Student loans must be repaid. However, the federal government understands that you may not have the money to repay your loans when they are due. That’s why you have two options to suspend student loan payments: deferment or forbearance. A deferment is specific to the time which the interest...
  • When Should You Start Saving For Your Retirement?

    After dilly-dallying with your retirement plans for many years, it soon dawns on you that you too are bound for retirement. Woe unto you because you never prepared for your retirement. It was other people who were retiring and not you – or so you thought. As the years flew...
  • The Most Common Uses for Personal Loans

    After taking a back seat to credit cards for many years, personal loans are popular once again. More and more people are turning to the lower, fixed rates of personal loans, especially after the most recent financial crisis. Personal loans can be used on just about anything, but there...
  • IRA Savings Accounts Explained

    As you grow older, you’ll want to invest your money into an individual retirement arrangement (IRA). These accounts are set up at financial institutions and allow people to save for retirement with tax-free growth. This account is also tax-deferred, which means you won’t be charged taxes on the funds...
  • How to Compare Travel Credit Cards

    The proliferation of travel credit cards over the past few years has been a great development for those who want to travel for highly reduced rates. The number of credit cards available has grown, and with this variety, applicants need to know what to look for when getting a...
  • HR Managers Salary Expectations

    Human resource (HR) managers handle the needs of a company’s workforce. They recruit, interview, and hire employees with the help of other company managers, take charge of employee services, ensure that managers follow employment laws, and supervise the work of HR staff. HR managers typically need at least a...
  • 10 Things to Know About Dividend Stock Investing

    If you are considering becoming an investor but are unfamiliar with the stock market, the world of finance can seem like a foreign language. Because your money is at stake, it is vital that you have a grasp of the terms you will come across as an investor. Here...
  • Delta Reserve Credit Card from American Express

    Overall Score 70.6 Net Monetary Value 72.8 Product Features 66.7 Customer Experience 64.7 Pros & Cons Delta Airlines miles are earned through every purchase with the Delta Reserve Credit Card from American Express. Cardholders can access Delta Sky Club airport lounges and on renewal, every year, receive a free...
  • Why Should You Invest In Mutual Funds?

    There are different kinds of investment. It doesn’t only mean the stock market or letting your money sit in your bank account. A big bulk of the population invests their money through mutual funds, which is what this article is all about. Mutual funds are defined as a company...
  • How to Apply for an Installment Loan

    Installment loans are perfect for someone who wants to get a student loan, mortgage loan, or auto loan. These are loans that allow you to get what you need and pay off the sum over a set amount of time. Thankfully, these loans are fairly easy to apply for. ...
  • Alternatives to a Payday Loan

    A payday loan can be a wonderful option for quick cash in an emergency. However, some people have difficulty with various requirements of payday loans. The repayment expectation set by the lender is usually 14 days. The short repayment arrangement may cause borrowers to have difficulty repaying the loan....
  • Teaching Your Teenager To Use A Prepaid Credit Card

    Teaching your teenager to use a prepaid credit card can prove to be a difficult task. Nonetheless, a kid with such a card should have some sense of financial independence and understand the basics of managing their own finances without getting into debt. Essentially, it only requires some time,...
  • Wells Fargo Propel American Express® Card

    Overall Score 69.2 Net Monetary Value 79.4 Product Features 77.8 Customer Experience 29.4 Pros & Cons The Wells Fargo Propel American Express Card racks up the most points for cardholders’ gas station and restaurant purchases but offers some points for all other purchases as well. Points are redeemable for...
  • 8 Tools To Help Your Small Business Think And Act Big!

    Congratulations on starting your own business! Now that the hard part is done, you probably need some personal loans to fund your business. There are some great places to get a personal loan (even personal loans with no questions asked) but you probably want to keep debt as low as...
  • Buying Stock Online: How to Get Started

    There are many types of daily trading, buying and selling stocks, and financial assets being the most noteworthy. If you’re looking to break into the market of trading, selling and buying stock online, it has become pretty easy these days thanks to the internet. The stock market game operates...
  • Home Equity Loans, home mortgage refinance, home refinancing, refinance home loans

    What are Home Equity Loans?

    Home equity loans are established to allow you to borrow against your home value. These loans suit people who need to borrow relatively large amounts of cash. They are easier to qualify for than any other forms of loans (since their house secures them). A home equity loan can...
  • 8 Steps to Successful Retirement Planning

    You may not be thinking about it too much now, but good retirement planning starts now! In several years, you will begin a new chapter in the journey of life and it’s never too early to start thinking about it. While many people dread the thought of retirement as...
  • How To Avoid Post-Retirement Depression

    When you retire, everything about your daily schedule will change. Your life may become more relaxed and move slowly. Retirement may benefit you because you will lose work related stress. Apart from benefiting you, retirement can also be harmful to your health. How? Studies have shown that most people...
  • The Difference between a Regular Savings Account and an IRA Savings Account

    A saving account is an all-inclusive term that includes regular savings account and IRA Savings Account. A Roth IRA refers to a savings account where the earnings accrue on tax-deferred basis but they are tax-free in case distributions are qualified. In regular savings accounts, earnings are normally added to...
  • The Truth About Advance Payday Loans

    In order to understand the truth about advance payday loans, one needs to understand what a payday loan entails and how they work. A payday loan is a type of loan in which a person who is employed can borrow money from their existing paycheck in advance. There is a...
  • 5 Best Free Business Checking Account Options

    A business checking account will allow you to save a lot of time these days. A free checking account can also offer the protecting that you have been seeking for your funds these days because a checking account has many built-in security features. By using an online business checking...
  • What’s the Best Way to Transfer Money: Online or Cash Pickup?

    Online transfers and cash pickups are the fastest ways to get money to someone without hassle, but choosing between these two methods can be tough. Here’s a breakdown of each to determine which is best for you. Fees In many cases, it costs to send funds to someone whether...
  • Asiana Airlines Visa® Platinum

      Overall Score 57.7 Net Monetary Value 54.4 Product Features 66.7 Customer Experience 64.7   Pros & Cons If you’re a frequent flyer to and from South Korea with Asiana Airlines, the Asiana Airlines Visa Platinum card will earn you miles on every flight you take. With tickets bought...
  • ETF vs. Mutual Fund

    ETF, short for exchange-traded funds, and mutual funds are two more common investment options for individuals looking to diversify their portfolio and increase net worth. Of course, with so many different funds, bonds, and other investment options out there, it can become incredibly difficult to know what the difference...
  • Rules for Saving Using a 401k

    A 401k is a popular type of retirement savings account. The 401 in the title refers to the IRS document that regulates the rules and limits. These plans work like this. Your employer offers a retirement saving fund that you sign up to participate in. Once you join the...
  • What Types of Installment Loans Are There?

    Installment loans are used to pay for expensive things over a set period of time. Typically, installment loans last anywhere from a few months to several years. There is a predetermined amount that must be paid every month until the loan is paid off. These types of loans also...
  • Which Are the 5 Best Credit Cards Out There

    Whether you want travel rewards or easier financing terms, it is crucial to have the best credit cards. Notably, the best credit cards on the market today come with plenty of rewards that you cannot get with any other product. Those special rewards can include things like travel insurance,...
  • How To Get A Small Business Grant

    Setting up a small business or startup is a lucrative thought, but not an easy process. While the great American Dream talks about becoming successful regardless of your social standing and background, it doesn’t explain how to find the money to go about doing so! The availability of micro-loans...