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  • Wells Fargo Propel American Express® Card

    Overall Score 69.2 Net Monetary Value 79.4 Product Features 77.8 Customer Experience 29.4 Pros & Cons The Wells Fargo Propel American Express Card racks up the most points for cardholders’ gas station and restaurant purchases but offers some points for all other purchases as well. Points are redeemable for...
  • Premier Traveler Visa Signature

    Overall Score 71.6 Net Monetary Value 67.5 Product Features 66.7 Customer Experience 88.2 Pros & Cons The PNC Premier Traveler Visa Signature Credit Card is the premium choice for frequent travelers. The card allows cardholders to redeem miles for previous or future travel purchases which include flights, hotels, car...
  • Sandals Visa Signature

    Overall Score 43.7 Net Monetary Value 36.0 Product Features 55.6 Customer Experience 64.7 Pros & Cons Vacationers using the Sandals Visa Signature Card can earn points redeemable for stays at Sandals Resorts, tours, discounts and more. The cardholders earn maximum points on Sandals purchases, in addition to some points...
  • TD First Class Visa Signature

    Overall Score 46.0 Net Monetary Value 56.1 Product Features 66.7 Customer Experience 0.0 Pros & Cons For travelers who prefer to fly in luxury can earn first-class miles with the TD First Class Visa Signature Credit Card. The cardholders earn the most miles on eligible travel and dining purchases,...
  • The Amex EveryDay® Preferred Credit Card from American Express

    Overall Score 77.0 Net Monetary Value 82.0 Product Features 66.7 Customer Experience 64.7 Pros & Cons The Amex EveryDay Preferred Credit Card is ideal for earning rewards on everyday purchases. Card members earn the most points on purchases at supermarkets and gas stations, as well as some points on...
  • The Priceline Rewards™ Visa® Card

    Overall Score 29.3 Net Monetary Value 8.8 Product Features 66.7 Customer Experience 82.4 Pros & Cons The Priceline Rewards Visa Card offers its users a choice of cash back, reward points or a discount on a hotel stay upon new account approval. The cardholders can earn maximum points on...
  • U.S. Bank FlexPerks® Gold American Express® Card

    Overall Score 29.1 Net Monetary Value 23.7 Product Features 66.7 Customer Experience 29.4 Pros & Cons The U.S. Bank FlexPerks Gold American Express Card allows cardholders to earn the most points on purchases at restaurants, gas stations and on flights, as well as on other eligible card purchases. Points...
  • USA Triathlon Visa® Rewards

    Overall Score 56.6 Net Monetary Value 44.3 Product Features 55.6 Customer Experience 100.0 Pros & Cons With the USA Triathlon Visa Rewards Credit Card, users earn unlimited reward points each year, although points expire after five years. In addition to points for all purchases, users earn extra points for...
  • HSBC Premier World MasterCard

    Overall Score 27.2 Net Monetary Value 32.5 Product Features 44.4 Customer Experience 0.0 Pros & Cons The HSBC Premier World MasterCard is the perfect companion for frequent travelers. The cardholders can earn points for purchases made from the card through the Rich Rewards Program. The card points can be...
  • United MileagePlus® Explorer Card

    Overall Score 75.5 Net Monetary Value 83.3 Product Features 77.8 Customer Experience 47.1   Pros & Cons The United MileagePlus Explorer Card is great for frequent United Airlines customers. You can earn miles or points on United purchases and on all other purchases made with the card. The benefits...
  • Asiana Airlines Visa® Platinum

      Overall Score 57.7 Net Monetary Value 54.4 Product Features 66.7 Customer Experience 64.7   Pros & Cons If you’re a frequent flyer to and from South Korea with Asiana Airlines, the Asiana Airlines Visa Platinum card will earn you miles on every flight you take. With tickets bought...
  • Delta Reserve Credit Card from American Express

    Overall Score 70.6 Net Monetary Value 72.8 Product Features 66.7 Customer Experience 64.7 Pros & Cons Delta Airlines miles are earned through every purchase with the Delta Reserve Credit Card from American Express. Cardholders can access Delta Sky Club airport lounges and on renewal, every year, receive a free...
  • JetBlue Card

    Overall Score 53.2 Net Monetary Value 43.0 Product Features 66.7 Customer Experience 82.4 Pros & Cons Purchasing JetBlue flight tickets, groceries, and certain restaurants will earn you points on the JetBlue Card. You can use your points against purchases with JetBlue and Hawaiian Airlines. There are no foreign transaction...
  • The Frontier Airlines World MasterCard®

    Overall Score 46.9 Net Monetary Value 35.5 Product Features 55.6 Customer Experience 82.4 Pros & Cons You can earn points on all purchases made with the Frontier Airlines World MasterCard but you can earn the most points with purchases made on the Frontier Airlines website. There is an annual...
  • Southwest Airlines Rapid Rewards® Plus Card

    Overall Score 68.8 Net Monetary Value 73.7 Product Features 77.8 Customer Experience 47.1 Pros & Cons The Southwest Airlines Rapid Rewards Plus Credit Card allows you to earn points through purchases with the airline, some hotels and car rental companies, and on all other purchases. You can use your...
  • SKYPASS Visa Secured

    Overall Score 48.5 Net Monetary Value 51.3 Product Features 66.7 Customer Experience 29.4   Pros & Cons Not only does the SKYPASS Visa Secured Card earn miles with every purchase, it can help you rebuild or improve your credit while traveling. If you’re a frequent flyer with Korean Air...
  • Citi® Hilton HHonors™ Visa Signature® Card

    Overall Score 67.1 Net Monetary Value 86.4 Product Features 77.8 Customer Experience -5.9 Pros & Cons If you frequently stay at Hilton Portfolio hotels, using the Citi Hilton HHonors Visa Signature Card can earn you points every time you pay with it. You can also earn points by using...
  • Club Carlson Rewards Visa Signature® Card

    Overall Score 77.3 Net Monetary Value 92.5 Product Features 66.7 Customer Experience 29.4 Pros & Cons You can earn free stays at any Carlson Rezidor hotels with the Club Carlson Rewards Visa Signature Card. You can earn points by staying at Carlson Rezidor hotels or with other purchases as...
  • Fairmont Visa Signature Credit Card

    Overall Score 85.0 Net Monetary Value 96.9 Product Features 77.8 Customer Experience 47.1 Pros & Cons There are extra points awarded for purchases made at Fairmont properties, but the Fairmont Visa Signature Card also accrues points on all other purchases. The points you earn can be used against stays...
  • The Pros and Cons of Debt Consolidation

    Debt consolidation is basically a form of refinancing to help people pay off their debts in a less stressful, and cheaper way. If you have several credit cards, bills, or personal loans that you just cannot pay off, you may need to consolidate your debt. Consolidating debt is when...
  • Consolidating Credit Card Debt

    Credit card debt consolidation can help you out of several different issues by compressing it into one. Basically, you can open a new line of credit, take out a new loan, or enroll in a debt management plan – whichever you decide on, you will use this newly acquired...
  • Financial Benefits and Opportunities of Military Service

    Joining the military gives you the chance to fight for your country and show your pride, but you can also get incredible financial benefits. Enlisting allows you to go to college for free and so much more. Here is an overview of some of the best benefits you can...
  • Handling Bankruptcy and Taxes

    Taxes and bankruptcy are two complex matters that many people would rather not think about, let alone discuss. If you are contemplating bankruptcy, however, it is important to understand how the two impact each other. Many factors affect the relationship between bankruptcy and taxes. Bankruptcy law permits owed taxes...
  • Filing for Bankruptcy: How Much Does it Cost?

    Filing for bankruptcy is a big decision. It can get you out of a tough financial situation, but can you afford it? If money is tight, you may not be able to file as easily as you’d hoped. These are the general costs of filing for bankruptcy.   Chapter...
  • 5 Reasons to Hire a Bankruptcy Lawyer

    Have you considered hiring a bankruptcy lawyer? You technically don’t need to hire an attorney to file for bankruptcy, but hiring an experienced, dedicated attorney is a wise decision. Before you shrug off the idea of hiring a lawyer, read these five advantages to having a bankruptcy lawyer work...
  • Declaring Bankruptcy: The Pros and Cons

    You may end up declaring bankruptcy during a financial crisis, but it shouldn’t be taken lightly. This pros and cons list may help you discover whether filing for Chapter 7 or Chapter 13 bankruptcy is fitting for your situation. Pros of Declaring Bankruptcy Collections Stopped: Filing for bankruptcy stops...
  • HR Managers Salary Expectations

    Human resource (HR) managers handle the needs of a company’s workforce. They recruit, interview, and hire employees with the help of other company managers, take charge of employee services, ensure that managers follow employment laws, and supervise the work of HR staff. HR managers typically need at least a...
  • 8 Steps to Successful Retirement Planning

    You may not be thinking about it too much now, but good retirement planning starts now! In several years, you will begin a new chapter in the journey of life and it’s never too early to start thinking about it. While many people dread the thought of retirement as...
  • 10 Ways To Prepare The Perfect Retirement Plan

    Establishing a perfect retirement plan should be everyone’s priority. This begins by understanding its essence. Retirement is inevitable. However, life must continue after retirement. Similarly, the value of life should not be demeaning after retirement. Last but not least, responsibilities will always be there after retirement. Therefore, planning for...
  • When Should You Start Saving For Your Retirement?

    After dilly-dallying with your retirement plans for many years, it soon dawns on you that you too are bound for retirement. Woe unto you because you never prepared for your retirement. It was other people who were retiring and not you – or so you thought. As the years flew...
  • How To Avoid Post-Retirement Depression

    When you retire, everything about your daily schedule will change. Your life may become more relaxed and move slowly. Retirement may benefit you because you will lose work related stress. Apart from benefiting you, retirement can also be harmful to your health. How? Studies have shown that most people...
  • How Much Income Will You Need For Your Retirement?

    Retirement shouldn’t be something that you leave until the last minute – it should be something that you start strategically planning as early as possible. Of course, that’s not always a priority for some. People begin preparing for retirement at all stages of life, and one of the most...
  • What Can You Do if You Can’t Pay Your Taxes?

    “As sure as death and taxes,” so the old adage goes. Paying taxes isn’t easy, but the alternative – being in the IRS’ bad books – is no walk in the park either. So what should you do when you find yourself in a situation where you are genuinely...
  • 5 Most Commonly Forgotten Tax Deductions You Shouldn’t Miss

    Taxes and death are a major fact of life and so is overlooking claimed deductions on one’s tax returns. The accountants that are overwhelmed with numerous tax questions or returns at such a period in the year all say a similar thing: Most people are not getting what is...
  • Understanding IRS Tax Debt Relief

    Tax time is often a stress-filled time of the year for many, particularly taxpayers who have to pay money into the government. Many taxpayers turn to tax relief services for a helping hand. Are they legitimate or just a scam? Learn more about tax relief services, how to spot...
  • 5 Times You Will Definitely Need a Tax Lawyer

    We all like to hope that we won’t need an attorney, but we also like to have that one “lawyer friend” just in case. If you find yourself in any of these situations, you’ll want to go ahead and call him up. Trust us. 1. When You’ve Gone Bankrupt...
  • What is a Tax Lawyer?

    A tax attorney is a lawyer that deals specifically with tax law. They can help you with simple tax questions or complicated legal issues relating to your taxes. How Do They Become Tax Attorneys? Like other lawyers, tax attorneys go to college and have to pass the bar exam...
  • What You Need to File Your Taxes When Self-Employed

    The freedom of working from home may be tempting, especially if you work well individually and don’t enjoy the bustle of corporate life. It should be noted that self-employed people are not exempt from federal and state taxes; they must pay their share of taxes just like traditional office...
  • What You Want in a Business Checking Account

    If your business is closely watching the tight bottom line, then you will be happy to know that there are free business checking accounts out there, whether you would prefer banking online or at the real brick-and-mortar branch within your area. However, to find a Business Checking Account, you...
  • Opening A Business Checking Account: What Not To Do

    So, you want to open up a new business checking account but don’t know the first thing about numbers? Then you’ve come to the right place. You’ve taken the first step; you’ve set up and registered your new small business and now it’s time to sort the finer details....
  • The Difference Between Merchant Accounts and Business Bank Accounts

    Are you a new small business owner? You probably have a lot to take care of, and you aren’t looking forward to sorting out your financial issues. However, you’re going to need to take care of two things as soon as possible: your merchant account and your business bank...
  • Bankruptcy and Business: How Does it Work?

    When starting up a company, your advisers will tell you to legally separate your personal finances from the company finances. This separation is one of the most important benefits of early incorporation. Separating yourself from the company legally will protect your personal finances just in case things in the...
  • 5 Best Free Business Checking Account Options

    A business checking account will allow you to save a lot of time these days. A free checking account can also offer the protecting that you have been seeking for your funds these days because a checking account has many built-in security features. By using an online business checking...
  • Find Out if you’re Eligible for a Student Loan Deferment or Forbearance

    Student loans must be repaid. However, the federal government understands that you may not have the money to repay your loans when they are due. That’s why you have two options to suspend student loan payments: deferment or forbearance. A deferment is specific to the time which the interest...
  • The 3 Best Student Loan Consolidation Companies

    For many students, loans may be the only way to afford a college education. Unfortunately, loans can total thousands of dollars and become a financial burden to students when they are finally starting their careers. While some students are able to pay off their loans, others need the services...
  • How to Repay Private Student Loans Fast

    As the cost of higher education goes up, the necessity for additional funding becomes more and more necessary. As students seek higher levels of education, many are now turning to private student loans to cover the climbing cost of education. If you are one of the growing numbers finding...
  • Student Loan Forgiveness: Are You Eligible?

    A lot of misunderstanding surrounds the issue of student loan forgiveness. It is uncertain that you can live out your working life and fail to pay your student loan. Nonetheless, there are ways through which a certain amount of your loan can be forgiven. The discussion in this article...
  • How to Request a Personal Loan

    There are many reasons you may want a personal loan rather than using your credit card. Personal loans can be used for paying off debt, educational fees, home improvement, car financing, wedding expenses, travel, training, and business expenses. The first thing you need to do is understand the terms...
  • The Most Common Uses for Personal Loans

    After taking a back seat to credit cards for many years, personal loans are popular once again. More and more people are turning to the lower, fixed rates of personal loans, especially after the most recent financial crisis. Personal loans can be used on just about anything, but there...
  • The Basics of Personal Loans

    Eventually, a time comes in every consumer’s life during which he or she will need a personal loan. A personal loan is long-term or short-term cash advance that different institutions give to applicants who qualify. You can use a personal loan for a wide variety of reasons such as...