Net Monetary Value
Pros & Cons
The Amex EveryDay Preferred Credit Card is ideal for earning rewards on everyday purchases. Card members earn the most points on purchases at supermarkets and gas stations, as well as some points on all other purchases. Points are redeemable for travel booked through the American Express Travel website, Amazon.com points, Plenti rewards program points, gift cards, and eligible charges. There is no annual percentage rate on balance transfers for an introductory period.
Foreign Transaction Fees
No First Year Annual Fee Waiver
0% APR for 12 months
0% Balance transfer for 12 months
American Express, based out of New York City, issues the most credit cards by purchase volume globally. The company offers reward programs and platforms to customers. Amex is one of the 30 companies that comprise the Dow Jones industrial average and has a strong presence worldwide.
According to the Consumer Financial Protection Bureau, American Express received 586 complaints from customers in 2014. That year, the bank addressed 100 percent of complaints in a timely manner and resolved 71 percent of complaints without customer dispute.