Jimy Vages

  • U.S. Bank FlexPerks® Gold American Express® Card

    Overall Score 29.1 Net Monetary Value 23.7 Product Features 66.7 Customer Experience 29.4 Pros & Cons The U.S. Bank FlexPerks Gold American Express Card allows cardholders to earn the most points on purchases at restaurants, gas stations and on flights, as well as on other eligible card purchases. Points...
  • What are the Advantages of Mortgage Escrow Accounts?

    Mortgage escrow accounts are used to mitigate the amount of risk you may experience as you’re paying your mortgage, but that isn’t the only benefit. Here are some of the other advantages you gain by hiring an escrow officer to hold your mortgage escrow accounts. Convenience One of the...
  • How to Choose the Best Mortgage Escrow Company for You

    An escrow company is designed to prevent fraud when buying or selling a house, but how do you pick a company? You need to receive emails and documents required for closing in a timely fashion and be able to communicate with the sellers. A bad escrow company can push...
  • What Types of Escrow Services are There?

    Escrow refers to money that’s held by a third-party on behalf of transacting parties. Many different types of escrow services exist outside of buying and selling properties. Most escrow companies have experience in these various types, but knowing what you need from your escrow agent is the first step...
  • How Much Do Mortgage Escrow Agents Charge?

    Escrow is one of the best ways to avoid fraud, but how much does it cost?  An escrow agent or officer can be someone from the closing company, an attorney, or a title company agent. It’s difficult to give a single price since the escrow agent fees vary and...
  • The Disadvantages of Mortgage Escrow Accounts

    Mortgage escrow accounts help mitigate the amount of risk and difficulty of paying off your mortgage, but they aren’t all good. There are some significant disadvantages to mortgage escrow accounts that you should be aware of before you hire an escrow agent. Fixed Monthly Payment Mortgage escrow accounts require...
  • 5 Myths About Escrow Accounts

    Escrow might make you uncomfortable, especially if you’ve heard any bad myths about these types of accounts. Whether you’re getting an escrow bank account or an escrow account mortgage, these are some myths you should know before getting started. Escrow accounts keep you from changing your home insurance. Switching...
  • What is Escrow?

    When buying a home, you’ll eventually find yourself in escrow. But what is escrow? It isn’t as scary as it sounds, but it can be a little complicated for a first time home-buyer. This guide can help you understand the meaning of escrow and how it works. Escrow Meaning...
  • Motivate Yourself To Move: Buying Your First House

    Buying a house for the first time can be a daunting process, but it shouldn’t have to be! Long, detailed, step-by-step advice can make you feel even more overwhelmed and unsure about the process. Let’s keep it short and sweet with two simple steps you need to take when...
  • What Is A Mortgage Rate Lock?

    A mortgage rate lock is a commitment the lender makes to an interest rate in the beginning of your loan application, which lasts for a certain duration while your loan is processing. If the rate fluctuates via market influences your interest rate for your loan will stay the same....
  • What Can You Get With A Good FICO® Score?

    A good FICO® Score gives you “buying power” – the power to purchase things. Without a good FICO® Score, a lot of your dreams may be harder to reach – like your own home, a dream vacation in the Alps or Hawaii, or that bright red Ford Mustang you’ve been...