Overall Score

48.5

Net Monetary Value

51.3

Product Features

66.7

Customer Experience

29.4
 

Pros & Cons

Not only does the SKYPASS Visa Secured Card earn miles with every purchase, it can help you rebuild or improve your credit while traveling. If you’re a frequent flyer with Korean Air you can redeem your points against flights and upgrade with the airline and with SkyTeam partners. The first purchase with this card offers bonus points and your credit score can be low to be accepted for this card. The foreign transaction fees are 3% and the annual fee is $50.

  • Low Credit Score Accepted
  • No Sign-up Bonus
  • Annual Fee
  • No First Year Annual Fee Waiver
  • Foreign Transaction Fees

Card Details

Intro Promotions
Intro APR

N/A

Intro Balance Transfer

N/A

Credit Needed
No Credit

(0-0)

Ongoing
APR

16.24% 

Balance Transfer

16.24%

Annual Fee

$50

Foreign Transaction Fee

3.00%

EMV

Yes

U S Bank

With its headquarters in Minneapolis, U.S Bank is the 5th biggest bank in America. In 214, there were 403 customer complaints to the bank and 100% were dealt with in a timely manner. 77% of these complaints were dealt with to the customers’ satisfaction. U S Bank is part of the U.S. Bancorp.

Posted on May 18, 2023