-
The most widely asked question today is basically ‘how long is too long to have a car loan?’. There are many types of loans people take nowadays. Good examples include a U.S. marriage loan, a car loan just to mention a few. The U.S. marriage loan has a time...
-
Investment clients often ask about the key to buying and selling mutual funds. The recent shift from bond buying to mutual fund investment reflects policy transition toward a market focused economy. Investment advisors and institutional investors are turning to mutual funds to increase liquidity amid lingering uncertainty. New mutual...
-
So, you have finally made the decision to bite the bullet and start your own business. It’s a huge leap into a relatively unknown territory. As you may guess, running your own business efficiently is not only about the passion you have for the work you do. In fact,...
-
If you’ve ever had a car loan, then you’ve had an installment loan. A mortgage loan is another type of installment loan that is quite common. These types of loans are repaid with a set number of scheduled payments. Typically, it includes more than two payments made toward the loan. An...
-
Flagship Merchant Services is an MSP/ISO of iPayment. It is one of the largest and most established direct processors in the country. Flagship Merchant Services provides credit card merchant services to small and large businesses, as well as individual clients. They offer services to Subway, Avon, and Verizon, among...
-
When you are short on cash, a payday loan can supply the extra cash that you need. Whether you need to pay for an emergency car repair, a fee for your child’s sports team, or a critical home repair, payday loans give you the money you require. Finding an...
-
With the right product or service, even the little guy can take on his competitors and win. But in order to compete against the big guys, the small business owner needs to be able to offer customers the same conveniences other merchants are offering. One of the biggest conveniences...
-
Opening a merchant account with a credit card processing company allows your small business to diversify payment options for customers. The electronics age is here to stay, and the very fact that the majority of consumers now use plastic cards to make purchases is reason enough to equip your...
-
Overall Score 77.3 Net Monetary Value 92.5 Product Features 66.7 Customer Experience 29.4 Pros & Cons You can earn free stays at any Carlson Rezidor hotels with the Club Carlson Rewards Visa Signature Card. You can earn points by staying at Carlson Rezidor hotels or with other purchases as...
-
Overall Score 71.6 Net Monetary Value 67.5 Product Features 66.7 Customer Experience 88.2 Pros & Cons The PNC Premier Traveler Visa Signature Credit Card is the premium choice for frequent travelers. The card allows cardholders to redeem miles for previous or future travel purchases which include flights, hotels, car...
-
One key factor that you should always put into consideration whenever you are making investment strategies is how the strategies are going to affect your taxes. There are still lots of factors that are involved and need to be kept in mind, and in all this, your least expectations...
-
There are different kinds of investment. It doesn’t only mean the stock market or letting your money sit in your bank account. A big bulk of the population invests their money through mutual funds, which is what this article is all about. Mutual funds are defined as a company...
-
What exactly is a merchant services account? It is basically a type of bank account which allows different business parties to accept payment via debit and credit cards. These payments take place in two phases: 1) Authorization 2) Settlement. Authorization is two-way process where firstly; an order is placed by...
-
Installment loans are perfect for someone who wants to get a student loan, mortgage loan, or auto loan. These are loans that allow you to get what you need and pay off the sum over a set amount of time. Thankfully, these loans are fairly easy to apply for. ...
-
Are you looking for professional and user-friendly credit card processing services? Do you want a company with exceptional service terms and an easy-to-use application process, not to mention top-of-the-line customer service? Payline is one of the most top-rated and popular credit card merchant services in the industry. This article...
-
A payday loan can be a wonderful option for quick cash in an emergency. However, some people have difficulty with various requirements of payday loans. The repayment expectation set by the lender is usually 14 days. The short repayment arrangement may cause borrowers to have difficulty repaying the loan....
-
Accepting credit cards doesn’t have to be super complicated, but it often feels like it. From unclear credit card processing online rates to long service contracts and complex compliance subjects, it’s no surprise that accepting credit cards as a payment technique leaves some small business owners reeling. Here are...
-
Teaching your teenager to use a prepaid credit card can prove to be a difficult task. Nonetheless, a kid with such a card should have some sense of financial independence and understand the basics of managing their own finances without getting into debt. Essentially, it only requires some time,...
-
Overall Score 67.1 Net Monetary Value 86.4 Product Features 77.8 Customer Experience -5.9 Pros & Cons If you frequently stay at Hilton Portfolio hotels, using the Citi Hilton HHonors Visa Signature Card can earn you points every time you pay with it. You can also earn points by using...
-
Overall Score 69.2 Net Monetary Value 79.4 Product Features 77.8 Customer Experience 29.4 Pros & Cons The Wells Fargo Propel American Express Card racks up the most points for cardholders’ gas station and restaurant purchases but offers some points for all other purchases as well. Points are redeemable for...
-
Auto car loans are easy to get if a person has the right credit reputation and the documentation to prove it. A car loan tends to be easier to obtain compared to other loans because the car itself serves as collateral or security on the loan. A person who...
-
ETF, short for exchange-traded funds, and mutual funds are two more common investment options for individuals looking to diversify their portfolio and increase net worth. Of course, with so many different funds, bonds, and other investment options out there, it can become incredibly difficult to know what the difference...
-
Mobile wallets such as Apple Pay and Google Wallet have the potential to be revolutionary. Imagine running to the store with only your smartphone and car keys! However, many consumers are wary of these mobile payment apps for a variety of reasons. Some don’t trust the security of these...
-
A 401k is a popular type of retirement savings account. The 401 in the title refers to the IRS document that regulates the rules and limits. These plans work like this. Your employer offers a retirement saving fund that you sign up to participate in. Once you join the...
-
One of the most frequent issues that readers usually want more information about is debt relief programs that they have heard about on the radio on their way home from work. “There are people who claim to have eliminated 90% of their debt. Can that be for real? What’s...
-
Installment loans are used to pay for expensive things over a set period of time. Typically, installment loans last anywhere from a few months to several years. There is a predetermined amount that must be paid every month until the loan is paid off. These types of loans also...
-
You need to have a lot of self-discipline and self-regulation to be able to stick to your budget. However, at the end of the day, while a budget may feel restrictive, you have to shape up and consider your future. One of the best things you can do for...
-
Whether you want travel rewards or easier financing terms, it is crucial to have the best credit cards. Notably, the best credit cards on the market today come with plenty of rewards that you cannot get with any other product. Those special rewards can include things like travel insurance,...
-
Overall Score 48.5 Net Monetary Value 51.3 Product Features 66.7 Customer Experience 29.4 Pros & Cons Not only does the SKYPASS Visa Secured Card earn miles with every purchase, it can help you rebuild or improve your credit while traveling. If you’re a frequent flyer with Korean Air...
-
We strive earnestly maintain a positive credit status. However, sometimes we may find ourselves in circumstances that can adversely affect our credit status like divorce, unmanageable bills and bankruptcy. Regardless the causes of a poor credit score, it is always possible to redeem it and enjoy other financial privileges....
-
IRA savings accounts offer a means of saving for retirement without having your funds locked up for a particular period of time. The best IRA savings account aims to offer low fees and excellent investing options over a long-term period. Several people misunderstand how an IRA investment works. Many...
-
Dividends are profits that companies share with you if you are a stock shareholder. Dividend mutual funds are stock mutual funds that invest in the companies that pay dividends. Today, mutual funds are a popular investment and something you may be considering. But before investing, you should be aware...
-
Online credit card processing is way cheaper compared to traditional POS (point-of-sale) systems. Using your credit card through merchants and services that accept credit cards using online platforms and mobile devices is usually stressful, not to mention a hassle to set up. Besides, customers would never dare to compromise...
-
When seeking sources of credit funding, various factors must be considered. Comparisons must also be made among the different options available. One of the options overlooked by most people is taking a loan from their 401k plan. Two of the most common reasons loans from 401k plans aren’t taken...
-
Americans are addicted to earning rewards on credit cards. According to a recent survey conducted by Fidelity, 55% of cardholders own reward cards. The most prevalent reward is a cash back card, which was the credit card choice of 63% of the people who partook in the survey. Nonetheless,...
-
A Roth IRA (Individual Retirement Arrangement) is a special retirement plan established under the US law, whereby you pay taxes on the money going into your account and then all future withdrawals are tax-free. It was established by Taxpayers Relief Act of 1997 and it was sponsored by Senator...
-
When starting up a company, your advisers will tell you to legally separate your personal finances from the company finances. This separation is one of the most important benefits of early incorporation. Separating yourself from the company legally will protect your personal finances just in case things in the...
-
With our fast paced development in electronics, the majority of people make use of online banking. It’s the fastest and easiest and one can have access to your bank everywhere, like on your smartphones, tablets, notebooks and computers. Due to the easy access we need to protect ourselves from...
-
Overall Score 68.8 Net Monetary Value 73.7 Product Features 77.8 Customer Experience 47.1 Pros & Cons The Southwest Airlines Rapid Rewards Plus Credit Card allows you to earn points through purchases with the airline, some hotels and car rental companies, and on all other purchases. You can use your...
-
As a result of online payroll software, the expense of running payroll has reduced considerably. Nowadays, most businesses do not have to seek the services of hired accountants in order to run payroll. Overseeing payroll in-house can prove to be costly, irritating and time-consuming especially if you are trying...
-
When it comes to saving for retirement, you want to make the best decisions possible. The worst possible scenario is to end up needing more money after you’ve already retired. Should you take advantage of your 401k or should you invest in an IRA? To better understand these terms,...
-
Mutual funds have become a popular way for shareholders to invest money and diversify their portfolio without a lot of effort. Global mutual funds are collections of securities from all over the world that bring a group of people together to invest, and dividends and interest earn income. Here...
-
Are you yearning to greatly cut the cost of your next vacation? Then travel reward credit cards are your best bet – cards that offer travel rewards are one of the best credit card programs. One brilliant reason why you should consider using travel credit cards is because they are able...
-
Sponsored by Senator William Roth and established by the Taxpayer Relief Act of 1997, the Roth IRA has become one of the most popular individual retirement plans. Taxes are one of the biggest impediments to retirement investing, particularly at the beginning of a person’s career path. Since a great...
-
“As sure as death and taxes,” so the old adage goes. Paying taxes isn’t easy, but the alternative – being in the IRS’ bad books – is no walk in the park either. So what should you do when you find yourself in a situation where you are genuinely...
-
Finding a low rate from a lender can be a major feat. Between the competitive corporate banks and the pressure to have an impeccable credit score, it can be challenging to navigate all of your options. Here are six ways to find the best rate for your personal loan...
-
So, you want to open up a new business checking account but don’t know the first thing about numbers? Then you’ve come to the right place. You’ve taken the first step; you’ve set up and registered your new small business and now it’s time to sort the finer details....
-
Trying to figure out how to accept credit cards online doesn’t have to be as complex as it seems. It is really as simple as finding the least expensive and most convenient route between your customer’s credit card and the bank account. At its core, it is really just...
-
Overall Score 46.9 Net Monetary Value 35.5 Product Features 55.6 Customer Experience 82.4 Pros & Cons You can earn points on all purchases made with the Frontier Airlines World MasterCard but you can earn the most points with purchases made on the Frontier Airlines website. There is an annual...
-
Accepting credit cards is a must for small businesses. Buying online is the fastest time to do your shopping. But there is only one problem – you need to have a credit card. Businesses that want to succeed in the market need to be able to take payments via credit...
The most widely asked question today is basically ‘how long is too long to have a car loan?’. There are many types of loans people take nowadays. Good examples include a U.S. marriage loan, a car loan just to mention a few. The U.S. marriage loan has a time...
Investment clients often ask about the key to buying and selling mutual funds. The recent shift from bond buying to mutual fund investment reflects policy transition toward a market focused economy. Investment advisors and institutional investors are turning to mutual funds to increase liquidity amid lingering uncertainty. New mutual...
So, you have finally made the decision to bite the bullet and start your own business. It’s a huge leap into a relatively unknown territory. As you may guess, running your own business efficiently is not only about the passion you have for the work you do. In fact,...
If you’ve ever had a car loan, then you’ve had an installment loan. A mortgage loan is another type of installment loan that is quite common. These types of loans are repaid with a set number of scheduled payments. Typically, it includes more than two payments made toward the loan. An...
Flagship Merchant Services is an MSP/ISO of iPayment. It is one of the largest and most established direct processors in the country. Flagship Merchant Services provides credit card merchant services to small and large businesses, as well as individual clients. They offer services to Subway, Avon, and Verizon, among...
When you are short on cash, a payday loan can supply the extra cash that you need. Whether you need to pay for an emergency car repair, a fee for your child’s sports team, or a critical home repair, payday loans give you the money you require. Finding an...
With the right product or service, even the little guy can take on his competitors and win. But in order to compete against the big guys, the small business owner needs to be able to offer customers the same conveniences other merchants are offering. One of the biggest conveniences...
Opening a merchant account with a credit card processing company allows your small business to diversify payment options for customers. The electronics age is here to stay, and the very fact that the majority of consumers now use plastic cards to make purchases is reason enough to equip your...
Overall Score 77.3 Net Monetary Value 92.5 Product Features 66.7 Customer Experience 29.4 Pros & Cons You can earn free stays at any Carlson Rezidor hotels with the Club Carlson Rewards Visa Signature Card. You can earn points by staying at Carlson Rezidor hotels or with other purchases as...
Overall Score 71.6 Net Monetary Value 67.5 Product Features 66.7 Customer Experience 88.2 Pros & Cons The PNC Premier Traveler Visa Signature Credit Card is the premium choice for frequent travelers. The card allows cardholders to redeem miles for previous or future travel purchases which include flights, hotels, car...
One key factor that you should always put into consideration whenever you are making investment strategies is how the strategies are going to affect your taxes. There are still lots of factors that are involved and need to be kept in mind, and in all this, your least expectations...
There are different kinds of investment. It doesn’t only mean the stock market or letting your money sit in your bank account. A big bulk of the population invests their money through mutual funds, which is what this article is all about. Mutual funds are defined as a company...
What exactly is a merchant services account? It is basically a type of bank account which allows different business parties to accept payment via debit and credit cards. These payments take place in two phases: 1) Authorization 2) Settlement. Authorization is two-way process where firstly; an order is placed by...
Installment loans are perfect for someone who wants to get a student loan, mortgage loan, or auto loan. These are loans that allow you to get what you need and pay off the sum over a set amount of time. Thankfully, these loans are fairly easy to apply for. ...
Are you looking for professional and user-friendly credit card processing services? Do you want a company with exceptional service terms and an easy-to-use application process, not to mention top-of-the-line customer service? Payline is one of the most top-rated and popular credit card merchant services in the industry. This article...
A payday loan can be a wonderful option for quick cash in an emergency. However, some people have difficulty with various requirements of payday loans. The repayment expectation set by the lender is usually 14 days. The short repayment arrangement may cause borrowers to have difficulty repaying the loan....
Accepting credit cards doesn’t have to be super complicated, but it often feels like it. From unclear credit card processing online rates to long service contracts and complex compliance subjects, it’s no surprise that accepting credit cards as a payment technique leaves some small business owners reeling. Here are...
Teaching your teenager to use a prepaid credit card can prove to be a difficult task. Nonetheless, a kid with such a card should have some sense of financial independence and understand the basics of managing their own finances without getting into debt. Essentially, it only requires some time,...
Overall Score 67.1 Net Monetary Value 86.4 Product Features 77.8 Customer Experience -5.9 Pros & Cons If you frequently stay at Hilton Portfolio hotels, using the Citi Hilton HHonors Visa Signature Card can earn you points every time you pay with it. You can also earn points by using...
Overall Score 69.2 Net Monetary Value 79.4 Product Features 77.8 Customer Experience 29.4 Pros & Cons The Wells Fargo Propel American Express Card racks up the most points for cardholders’ gas station and restaurant purchases but offers some points for all other purchases as well. Points are redeemable for...
Auto car loans are easy to get if a person has the right credit reputation and the documentation to prove it. A car loan tends to be easier to obtain compared to other loans because the car itself serves as collateral or security on the loan. A person who...
ETF, short for exchange-traded funds, and mutual funds are two more common investment options for individuals looking to diversify their portfolio and increase net worth. Of course, with so many different funds, bonds, and other investment options out there, it can become incredibly difficult to know what the difference...
Mobile wallets such as Apple Pay and Google Wallet have the potential to be revolutionary. Imagine running to the store with only your smartphone and car keys! However, many consumers are wary of these mobile payment apps for a variety of reasons. Some don’t trust the security of these...
A 401k is a popular type of retirement savings account. The 401 in the title refers to the IRS document that regulates the rules and limits. These plans work like this. Your employer offers a retirement saving fund that you sign up to participate in. Once you join the...
One of the most frequent issues that readers usually want more information about is debt relief programs that they have heard about on the radio on their way home from work. “There are people who claim to have eliminated 90% of their debt. Can that be for real? What’s...
Installment loans are used to pay for expensive things over a set period of time. Typically, installment loans last anywhere from a few months to several years. There is a predetermined amount that must be paid every month until the loan is paid off. These types of loans also...
You need to have a lot of self-discipline and self-regulation to be able to stick to your budget. However, at the end of the day, while a budget may feel restrictive, you have to shape up and consider your future. One of the best things you can do for...
Whether you want travel rewards or easier financing terms, it is crucial to have the best credit cards. Notably, the best credit cards on the market today come with plenty of rewards that you cannot get with any other product. Those special rewards can include things like travel insurance,...
Overall Score 48.5 Net Monetary Value 51.3 Product Features 66.7 Customer Experience 29.4 Pros & Cons Not only does the SKYPASS Visa Secured Card earn miles with every purchase, it can help you rebuild or improve your credit while traveling. If you’re a frequent flyer with Korean Air...
We strive earnestly maintain a positive credit status. However, sometimes we may find ourselves in circumstances that can adversely affect our credit status like divorce, unmanageable bills and bankruptcy. Regardless the causes of a poor credit score, it is always possible to redeem it and enjoy other financial privileges....
IRA savings accounts offer a means of saving for retirement without having your funds locked up for a particular period of time. The best IRA savings account aims to offer low fees and excellent investing options over a long-term period. Several people misunderstand how an IRA investment works. Many...
Dividends are profits that companies share with you if you are a stock shareholder. Dividend mutual funds are stock mutual funds that invest in the companies that pay dividends. Today, mutual funds are a popular investment and something you may be considering. But before investing, you should be aware...
Online credit card processing is way cheaper compared to traditional POS (point-of-sale) systems. Using your credit card through merchants and services that accept credit cards using online platforms and mobile devices is usually stressful, not to mention a hassle to set up. Besides, customers would never dare to compromise...
When seeking sources of credit funding, various factors must be considered. Comparisons must also be made among the different options available. One of the options overlooked by most people is taking a loan from their 401k plan. Two of the most common reasons loans from 401k plans aren’t taken...
Americans are addicted to earning rewards on credit cards. According to a recent survey conducted by Fidelity, 55% of cardholders own reward cards. The most prevalent reward is a cash back card, which was the credit card choice of 63% of the people who partook in the survey. Nonetheless,...
A Roth IRA (Individual Retirement Arrangement) is a special retirement plan established under the US law, whereby you pay taxes on the money going into your account and then all future withdrawals are tax-free. It was established by Taxpayers Relief Act of 1997 and it was sponsored by Senator...
When starting up a company, your advisers will tell you to legally separate your personal finances from the company finances. This separation is one of the most important benefits of early incorporation. Separating yourself from the company legally will protect your personal finances just in case things in the...
With our fast paced development in electronics, the majority of people make use of online banking. It’s the fastest and easiest and one can have access to your bank everywhere, like on your smartphones, tablets, notebooks and computers. Due to the easy access we need to protect ourselves from...
Overall Score 68.8 Net Monetary Value 73.7 Product Features 77.8 Customer Experience 47.1 Pros & Cons The Southwest Airlines Rapid Rewards Plus Credit Card allows you to earn points through purchases with the airline, some hotels and car rental companies, and on all other purchases. You can use your...
As a result of online payroll software, the expense of running payroll has reduced considerably. Nowadays, most businesses do not have to seek the services of hired accountants in order to run payroll. Overseeing payroll in-house can prove to be costly, irritating and time-consuming especially if you are trying...
When it comes to saving for retirement, you want to make the best decisions possible. The worst possible scenario is to end up needing more money after you’ve already retired. Should you take advantage of your 401k or should you invest in an IRA? To better understand these terms,...
Mutual funds have become a popular way for shareholders to invest money and diversify their portfolio without a lot of effort. Global mutual funds are collections of securities from all over the world that bring a group of people together to invest, and dividends and interest earn income. Here...
Are you yearning to greatly cut the cost of your next vacation? Then travel reward credit cards are your best bet – cards that offer travel rewards are one of the best credit card programs. One brilliant reason why you should consider using travel credit cards is because they are able...
Sponsored by Senator William Roth and established by the Taxpayer Relief Act of 1997, the Roth IRA has become one of the most popular individual retirement plans. Taxes are one of the biggest impediments to retirement investing, particularly at the beginning of a person’s career path. Since a great...
“As sure as death and taxes,” so the old adage goes. Paying taxes isn’t easy, but the alternative – being in the IRS’ bad books – is no walk in the park either. So what should you do when you find yourself in a situation where you are genuinely...
Finding a low rate from a lender can be a major feat. Between the competitive corporate banks and the pressure to have an impeccable credit score, it can be challenging to navigate all of your options. Here are six ways to find the best rate for your personal loan...
So, you want to open up a new business checking account but don’t know the first thing about numbers? Then you’ve come to the right place. You’ve taken the first step; you’ve set up and registered your new small business and now it’s time to sort the finer details....
Trying to figure out how to accept credit cards online doesn’t have to be as complex as it seems. It is really as simple as finding the least expensive and most convenient route between your customer’s credit card and the bank account. At its core, it is really just...
Overall Score 46.9 Net Monetary Value 35.5 Product Features 55.6 Customer Experience 82.4 Pros & Cons You can earn points on all purchases made with the Frontier Airlines World MasterCard but you can earn the most points with purchases made on the Frontier Airlines website. There is an annual...
Accepting credit cards is a must for small businesses. Buying online is the fastest time to do your shopping. But there is only one problem – you need to have a credit card. Businesses that want to succeed in the market need to be able to take payments via credit...