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Seniors that live in a house can get money by setting up a reverse mortgage through the Federal Housing Administration (FHA). The Home Equity Conversion Mortgage (HECM) allows those who are 62 or older access to their home’s equity as long as they’ve paid off the majority or all...
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Hundreds of call center programs exist, so it’s natural to have a tough time choosing between them. There’s more to it than picking the one with the lowest price tag. Here are some important considerations you should keep in mind before purchasing anything. Call Center Software Type Most call...
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Managing a call center can be tricky. Hundreds of employees may need assistance, customers could be unhappy with the quality, and systems could go down. Before you worry too much, here are some tips that could help you run a successful call center. Make sure the employees know the...
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Call centers are used in several types of businesses from the food industry to telecommunications. You may have spoken to a call center without even knowing it! After this overview of call centers, you’ll be able to spot them without any issues. What is a Call Center? Call centers...
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Starting a channel on YouTube is easy, but what isn’t easy is getting people to follow you. You want your channel to grow, of course. There are several things you can do, but you may need some tips. Here are 10 tips to help you grow a following on...
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YouTube is great for many things, but did you know you can use this website to grow your company? Businesses that are active on YouTube can reap several benefits, from gaining a larger customer base to having another place to advertise their products. Here are 10 ways YouTube can...
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Every year, new cars are released, and people want to purchase the latest and greatest models. But before you go buy a new vehicle, make sure it’s as safe as possible. Here are five of the top safest cars of 2016. Each of these cars is also included in...
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Online transfers and cash pickups are the fastest ways to get money to someone without hassle, but choosing between these two methods can be tough. Here’s a breakdown of each to determine which is best for you. Fees In many cases, it costs to send funds to someone whether...
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Medicare is definitely one of the most confusing parts of our government, and unfortunately, there isn’t a whole lot of information available that make it easier to understand. To help you, we’ve made a list of the ten terms you need to be familiar with to better understand Medicare...
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There are so many different types of life insurance available and sometimes it can get a little confusing to distinguish between them. Whole life insurance is one of the most popular types because it is a permanent solution to a problem we all must face at some point in...
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Payday loans can be risky because of untrustworthy companies, but finding a good business could help you get a better interest rate and make you feel more comfortable with your advance. These are some ways you can find a good, trustworthy company. Ask Your Friends and Family Asking your...
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If you’re like most people, you’re making monthly payments to some type of installment loan. Sure, the last day you make the payment will be a joyous occasion, but should you pay it off sooner? Does paying off your loan earlier than expected impact your credit score? There is...
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People can get a personal credit card with bad credit, but is it possible to get a business credit card? You might be surprised to hear that the answer is yes. There are no uniquely-designed business credit cards for people with less-than-perfect credit, but businesses can get a secured...
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Having bad credit is an issue shared by 56% of all Americans, so you’re not alone if you need some assistance repairing your score. Bad credit can be a serious problem and will cost you extra money in the long run. Thankfully, there are ways you can fix your...
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7A recent study found that 56% of Americans have bad credit. So if you’re looking for a way to repair your history, you’re not alone. It can be hard to figure out what to fix and how to fix it. To do this you may be considering a credit...
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Having good credit is important. Without a good credit score, you can’t buy a house or a car, get a loan, or get a good interest rate on credit cards. If you have bad credit or no credit, don’t fret! There are several ways you can build your credit...
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Overall Score 48.5 Net Monetary Value 51.3 Product Features 66.7 Customer Experience 29.4 Pros & Cons Not only does the SKYPASS Visa Secured Card earn miles with every purchase, it can help you rebuild or improve your credit while traveling. If you’re a frequent flyer with Korean Air...
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Does your business need a call center? It’s definitely not an easy consideration, but it could give you enough time to focus on other essential aspects of your business. Here are some questions you can ask yourself to figure out if your business could benefit from hiring a call...
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Outsourcing your call center is a huge decision that will impact your business. Outsourcing is sometimes seen as negative, but outsourcing your call center could be positive for your company. To help solidify your decision, here are some pros and cons you may want to consider. Pros Experienced Agents:...
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Nowadays, there are dozens of websites dedicated to allowing anyone to listen to what they love. No matter your musical tastes, there is something out there for you. Here are the top 10 free radio websites around the internet. 1. Pandora Pandora is one of the top music streaming websites...
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Traveling abroad can be expensive, and sometimes you need to send money to family and friends who are abroad. Thankfully, there are inexpensive, easy ways to transfer money anywhere in the world—keep in mind that the prices may vary based on your location and the amount you’re sending. The...
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Term life insurance providers ask a lot of questions when you apply for a policy. How you answer these questions determines your premium and could give you a low-cost term life insurance policy. By following these tips, you could guarantee the best rate on your term life insurance. Remain...
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You’re ready to get term life insurance, and that’s great news! Comparing policies can be pretty difficult. Like any other type of insurance, there are many features that a term life insurance policy can have. Riders, restrictions, premium cost, benefits, and so much more. Here are some tips on...
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If you’ve ever had a car loan, then you’ve had an installment loan. A mortgage loan is another type of installment loan that is quite common. These types of loans are repaid with a set number of scheduled payments. Typically, it includes more than two payments made toward the loan. An...
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Installment loans are perfect for someone who wants to get a student loan, mortgage loan, or auto loan. These are loans that allow you to get what you need and pay off the sum over a set amount of time. Thankfully, these loans are fairly easy to apply for. ...
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When it comes to television, there are so many options out there that it can feel nearly impossible to choose the right service provider. You can go with a local cable company, satellite, or even fiber optics. If you aren’t sure what to choose, you first have to decide how...
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The price for cable is on the rise, and it seems like every time we open our most recent bill, the number continues to climb. Instead of paying these increasingly high prices, consider one of these ways to cut your cable bill. Drop Excess Channels Look at the channels...
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Backing into a parking spot is miserable for some people. Luckily, some vehicles are integrated with parking assist to make parallel parking and rear parking incredibly easy. Having a family can make parking even tougher since you can never be sure if you’re about to back over your kid’s favorite...
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When it comes to SUVs, we want something that has great features, good gas mileage, and something that won’t cost an arm and a leg! To help narrow down your search, here are the 10 best affordable SUVs of 2016. 1. Jeep Renegade The 2016 Jeep Renegade is changing...
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You may end up declaring bankruptcy during a financial crisis, but it shouldn’t be taken lightly. This pros and cons list may help you discover whether filing for Chapter 7 or Chapter 13 bankruptcy is fitting for your situation. Pros of Declaring Bankruptcy Collections Stopped: Filing for bankruptcy stops...
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You never want to miss your favorite team play, but some games are only available at a price. Thankfully, there are websites you can use to watch the game for free, so you never miss another match. Whether you’re into NFL, NBA, or something else, use these eight sites...
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Getting tickets to the Super Bowl can be impossible, especially when it sells out almost instantly. Even if you have the money, you may be left empty-handed. Well, fret not! If you’re looking for tickets, here is how to score tickets to the biggest football event of the season....
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For someone who plays an instrument, having access to sheet music is important. New sheet music is essential to challenging yourself. Just like anything else, there are websites that provide free sheet music for nearly any instrument. The internet holds limitless inspiration for musicians if you can find the...
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Since MTV rarely plays music videos anymore, we’re forced to go elsewhere to find videos for our favorite music. The internet offers plenty of websites for watching videos of songs you can’t stop listening to. Here are the top 10 websites for watching music videos. 1. YouTube You can find...
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Nowadays, it seems like you can get anything online for free. You can watch free movies or play free games. So it’s not surprising that you can also get free music. The internet has improved the way we do everything, including listening to our favorite songs or albums. With several...
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Nowadays, you can find music all over the web to stream, but with services such as Spotify and Pandora, you need good internet. If you’re in an area without internet, or you just want to legally download free music, here are 10 of the best websites that make it...
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Overall Score 57.7 Net Monetary Value 54.4 Product Features 66.7 Customer Experience 64.7 Pros & Cons If you’re a frequent flyer to and from South Korea with Asiana Airlines, the Asiana Airlines Visa Platinum card will earn you miles on every flight you take. With tickets bought...