by

Overall Score

27.2

Net Monetary Value

32.5

Product Features

44.4

Customer Experience

0.0

Pros & Cons

The HSBC Premier World MasterCard is the perfect companion for frequent travelers. The cardholders can earn points for purchases made from the card through the Rich Rewards Program. The card points can be redeemed in the form of flights, adventure experiences, travel packages, cash back and more. The lack of foreign transaction fees could benefit cardholders who use points for travel.

  • No Foreign Transaction Fee
  • No Annual Fee
  • No Sign-up Bonus

Card Details

Intro Promotions
Intro APR

N/A

Intro Balance Transfer

N/A

Credit Needed
Excellent

(720-850)

Ongoing
APR

13.49% – 17.49%

Balance Transfer

13.49%

Annual Fee

$0

Foreign Transaction Fee

0%

EMV

Yes

HSBC

HSBC Bank USA, based in New York City, offers services including retail banking and wealth management, commercial banking, global banking and markets, and private banking in several states.

According to the Consumer Financial Protection Bureau, HSBC received 71 complaints from customers in 2014. That year, the bank addressed 100 percent of complaints in an orderly amicable manner and resolved 80 percent of complaints without customer disputes.

Posted on May 18, 2023