Nithon Makaye

  • 7 Ways To Spot A Credit Repair Scam

    So you’ve decided to buckle up and set to repairing your credit. You’re looking forward to the easier life that comes with having a good credit score. You’re ready to dedicate yourself to wiping your credit report free of past mistakes and misinformation. But don’t let your eagerness blind...
  • Who are the Best Credit Repair Companies?

    A good credit repair company may seem difficult to find, but some agencies stand out among the rest. If you’re looking for assistance in fixing your credit, here are the best credit repair companies in business today. Lexington Law Lexington Law has maintained an A rating with the Better...
  • How to Find your Free Credit Score

    Consumers should get a copy of their credit report and review it periodically. A good rule is once every four months. One should read the report and notice activity it describes. One should look at it carefully to ensure that it is accurate. Businesses and employers use Credit reports...
  • Credit Repair Checklist

    So you’re determined to fix your credit. Good for you! A better life lies within your reach. Follow this easy-to-understand checklist to help guide you on your journey towards a high credit score. Step 1: Get a copy of your credit report The first and most important step to...
  • Top 11 Ways To Improve Your Credit Score Quickly

    The National Foundation for Credit Counseling recently held a survey that shows people are less likely to be embarrassed by their weight (12%) than by their credit scores (30%). And just like with dieting, a focus on improving your credit score (the health of your credit), can give you...
  • 3 Ways to Improve your Credit Score Before Applying for your Mortgage

    If you are interested in purchasing a home, ideally you should begin your quest to improve your credit rating at least 6 months before applying for a home loan. It takes time to make any headway on a poor or average credit score. Even 6 months might not even...
  • What is a Bad Credit Score?

    Credit scores range from a low of 300 to a high of 850 for both FICO and Vantage Score rankings. The companies that determine credit scores don’t label specific scores as good or bad. Even credit reporting agencies merely review the current market for an idea of what constitutes...
  • What is a Good Credit Score?

    Everyone wants a good credit score. After all, when it comes to borrowing money, a great credit score is the key factor in determining the terms of the loan and how low of a rate you’ll actually get. However, trying to figure out what exactly constitutes a “good” credit...
  • Does your Credit Report have an Error? Here’s What to Do

    Preparing to make a significant purchase, a consumer orders a copy of his or her credit report. Upon review, the consumer finds a delinquent loan payment entry for a loan, which one had never taken. It is clearly an error, and it appears that the credit-reporting agency has entered...
  • What do Credit Repair Companies do?

    Studies have recently shown that 56% of consumers have bad credit. If you’re part of the 56%, there’s help available. It can be hard to improve your credit on your own, but thankfully, some companies can help repair your credit. Before you decide to hire a credit repair company...