Overall Score

70.6

Net Monetary Value

72.8

Product Features

66.7

Customer Experience

64.7

Pros & Cons

Delta Airlines miles are earned through every purchase with the Delta Reserve Credit Card from American Express. Cardholders can access Delta Sky Club airport lounges and on renewal, every year, receive a free companion flight. The card has no foreign transaction fee but does have quite a high annual fee.

  • No Foreign Transaction Fee
  • Sign-up Bonus
  • Annual Fee
  • No First Year Annual Fee Waiver

Card Details

Intro Promotions
Intro APR

N/A

Intro Balance Transfer

N/A

Credit Needed
Good

(690-720)

Ongoing
APR

16.24% – 25.24%

Balance Transfer

16.24%

Annual Fee

$450

Foreign Transaction Fee

0%

EMV

Yes

American Express

In 2014, American Express received 586 complaints from their customers. Each of these complaints was addressed in a timely manner, and 71% of them were resolved. The company offers several rewards programs and is one of 30 companies that make up the Dow Jones industrial average. Amex has a strong worldwide presence.

Posted on May 18, 2023