Overall Score
70.6
Net Monetary Value
72.8
Product Features
66.7
Customer Experience
64.7
Pros & Cons
Delta Airlines miles are earned through every purchase with the Delta Reserve Credit Card from American Express. Cardholders can access Delta Sky Club airport lounges and on renewal, every year, receive a free companion flight. The card has no foreign transaction fee but does have quite a high annual fee.
-
No Foreign Transaction Fee
-
Sign-up Bonus
-
Annual Fee
-
No First Year Annual Fee Waiver
Card Details
Intro Promotions
Intro APR
N/A
Intro Balance Transfer
N/A
Credit Needed
Good
(690-720)
Ongoing
APR
16.24% – 25.24%
Balance Transfer
16.24%
Annual Fee
$450
Foreign Transaction Fee
0%
EMV
Yes
American Express
In 2014, American Express received 586 complaints from their customers. Each of these complaints was addressed in a timely manner, and 71% of them were resolved. The company offers several rewards programs and is one of 30 companies that make up the Dow Jones industrial average. Amex has a strong worldwide presence.