credit card loans

  • Overview of Credit Repair

    Having bad credit is an issue shared by 56% of all Americans, so you’re not alone if you need some assistance repairing your score. Bad credit can be a serious problem and will cost you extra money in the long run. Thankfully, there are ways you can fix your...
  • Which Is Better: Credit Repair Companies Or Repairing Your Own Credit?

    7A recent study found that 56% of Americans have bad credit. So if you’re looking for a way to repair your history, you’re not alone. It can be hard to figure out what to fix and how to fix it. To do this you may be considering a credit...
  • How Companies Calculate Credit Scores

    There are lots of different types of credit scores, but most people tend to think about the scores from companies like Experian and EquiFax when they go to apply for a loan. Unfortunately, there is a lot false information about how these scores are calculated, leading many people to...
  • Your Credit Score Affects Your Future

    Your credit score is a window into your debt history and can have a vital impact on your financial stability. If you have a bad credit score, you will suffer financial limitations. On the other hand, if you have a good credit score, there many benefits and financial possibilities....
  • Getting A Business Credit Card Even With Bad Credit

    People can get a personal credit card with bad credit, but is it possible to get a business credit card? You might be surprised to hear that the answer is yes. There are no uniquely-designed business credit cards for people with less-than-perfect credit, but businesses can get a secured...
  • 10 Best Secured Credit Cards

    Secured credit cards are a credit-building lifesaver if you have been unable to get a credit card due to poor or lack of credit. Although you have to make a deposit (which is held as collateral), secured credit cards can not only help you get a credit card but can...
  • Secured Credit Cards With Rewards

    Do you have bad credit or no credit at all? Are you finding that a secured credit card is the only type of card you can get? Surprisingly enough, there are many secured credit cards out there, but taking the time to find the one that offers the most benefits...
  • What Are Prepaid Credit Cards

    A prepaid credit card is offered by a financial institution or private company. It is not a traditional credit card because an individual is not borrowing money and paying it back later. Instead, it is similar to a gift card because money is loaded onto it as a form...
  • Things To Know When Comparing Credit Card Offers

    Credit card offers can be overwhelming for a consumer. When multiple credit card companies are giving a person an offer, it is very important to compare all of the offers. Just because a person is given a specific credit card offer does not mean the person should open that...
  • What’s The Difference Between Charge Cards and Credit Cards?

    Even though most people consider a charge card the same thing as a credit card, technically, there are differences. Charge cards and credit cards have different terms, interest rates, rewards, and requirements. So which one is best for you? Of course, the specifics will vary from offer to offer,...
  • Teaching Your Teens About Credit and Prepaid Credit Cards

    We all know how important it is to be savvy with our credit. We compare offers, shop around, avoid having too many lines of credit, and other things—all to protect our credit score. This is easier for some people to accomplish than others. The hundreds of college students that...