Overall Score

29.1

Net Monetary Value

23.7

Product Features

66.7

Customer Experience

29.4

Pros & Cons

The U.S. Bank FlexPerks Gold American Express Card allows cardholders to earn the most points on purchases at restaurants, gas stations and on flights, as well as on other eligible card purchases. Points are redeemable in form of flights, cash back, gift cards, merchandise and more. Users do not pay foreign transaction fees.

  • $0 Annual Fee First Year
  • Sign-up Bonus
  • Annual Fee
  • Foreign Transaction Fees

Card Details

Intro Promotions
Intro APR

N/A

Intro Balance Transfer

N/A

Credit Needed
Good

(690-720)

Ongoing
APR

14.49% – 24.49%

Balance Transfer

14.49%

Annual Fee

$85

Foreign Transaction Fee

3.00%

EMV

Yes

US Bank

U.S. Bank is the fifth-largest bank in the United States and is part of financial services holding company U.S. Bancorp. The company’s headquarters are located in Minneapolis. U.S. Bank has a strong nationwide presence.

According to figures from the Consumer Financial Protection Bureau, U.S. Bank received a total of 403 complaints from customers in 2014. That year, the bank addressed 100 percent of complaints in a timely manner and resolved 77 percent of complaints without customer disputes.

Posted on May 18, 2023